Klarna lets you split your purchase into smaller payments over time instead of paying the full amount up front. You still get your items right away, but you pay later according to the plan you choose.

Depending on your eligibility, Klarna may offer:

1. Pay in 4: Split your purchase into 4 interest-free payments made every 2 weeks.
   
2. Pay Later: Pay the full amount within 30 days.
   
3. Financing: Longer-term monthly payment plans (may include interest).
   

At checkout, select Klarna as your payment method. You will be guided through a quick approval process. Once approved, Klarna will set up your payment plan and confirm the details instantly.

Klarna does not charge interest or fees when you use Pay in 4 or Pay Later on time. Financing plans may include interest depending on the terms offered. Late or missed payments may result in fees from Klarna.

Klarna may perform a soft credit check that does not affect your credit score when approving Pay in 4 or Pay Later purchases. Financing options may require a hard credit check, which could impact your credit score.

Yes, our standard return policy applies. If you return an item, Klarna will update your payment plan and adjust or cancel any remaining payments once the return is processed.

For questions about your Klarna payment schedule or billing, log in to the Klarna app or contact Klarna’s customer support. For questions about your order itself (shipping, returns, product details), please reach out to our customer service team.